Fairgate House, 205 Kings Road, Tyseley, Birmingham B11 2AA
Call Us : 0121 270 5568
Mail Us : contact@hamletmilton.com
Hamlet Milton is a mortgage firm based in Birmingham. We offer sound and professional advice tailored to your individual needs and circumstances from across the UK mortgage market.
Our values are based on mutual respect and a passion for excellence. We are here to give you comprehensive and valuable information to make the entire house buying process smooth and hassle free. Whether you are a first time buyer, moving home, remortgaging or a buy to let landlord, our fully qualified expert will assist you to secure the best mortgage deal and keep you informed from the first point of contact to the day you complete on your mortgage. We value each and every customer and offer fully regulated mortgage advice either face to face or by telephone.
When you get in touch with us, you will have access to a dedicated mortgage adviser who will:
There are a number of factors to be considered before buying your first home. Generally, the larger the deposit you have, the better the mortgage deals you will have available. Our experienced mortgage advisor will discuss your personal circumstances, tell you about many different first time buyer schemes, calculate how much you can borrow, recommend the best mortgage from the wide range of mortgages while guiding you through the whole process.
Whether you are looking to switch your current mortgage deal with your existing lender to have a better rate elsewhere or thinking to have a bigger mortgage to spend money on home improvement, holidays or a new car, your dedicated advisor will assist you to get the best deal.
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Moving home can be difficult and an exciting time. We aim to make this a stress free process when you are already focusing on too many other things. If you are looking to buy a bigger house, moving closer to your new job or family, we can assist you with your mortgage and help you move in the right direction.
If you have lived in a council house for some time, the right to buy scheme helps tenants living in local authority properties get on the property ladder. You will be able to purchase your council property at a discounted price if you have been living there for at least two years. You will not have to pay the deposit as you can use the discounted amount to purchase your own house. Our right to buy expert will complete your application securing the best deal from the market.
If you are looking to expand your property portfolio or you are a first time landlord, our buy to let mortgage advisor with plenty of experience will discuss your options and find a deal that best suits your needs. Typically 25% deposit is required and you need to show the lenders that the rent will cover the mortgage payment by at least 125%. The FCA does not regulate most Buy to Let mortgages, commercial mortgages, offshore mortgages and bridging loans.
Whether you are looking to buy a commercial property to rent out, purchase premises for your business or refinance, we can find the best commercial mortgage using our experience and industry contacts. Commercial mortgages are loans on anything other than your main residence. The FCA does not regulate most Buy to Let mortgages, commercial mortgages, offshore mortgages and bridging loans.
If you don’t live in the UK or have recently moved to the UK with no credit history and want to invest in the UK housing market, we are able to find the best offshore mortgage for you. The FCA does not regulate most Buy to Let mortgages, commercial mortgages, offshore mortgages and bridging loans.
You can find the best shared ownership mortgages with as little as 5% deposit. Shared ownership schemes are usually provided through housing associations. Initially you buy 25% to 75% share of the total property value and pay a rent as a charge for the share you do not own. You can buy the remaining to own the entire property. Please contact us to arrange a no obligation quote.
A life insurance policy pays an agreed sum to the dependents if the policy holder dies during the term of the policy. Life insurance policies can be decreasing (sum insured reduces over the term of the policy decreasing to nil by the end of the insured period), level (covers for a set amount for a fixed period) or increasing (factors in the rising cost of living, typically increasing in-line with inflation).
If you are interested, we can refer you to a specialist.
Critical illness policy pays a tax-free lump sum if you’re diagnosed with a specified life threatening illness such as a heart attack or stroke, multiple sclerosis or diseases like cancer. It can be added when you take out life insurance policy at an additional cost.
If you are interested, we can refer you to a specialist.
At Hamlet Milton we ensure that we find the right policy in terms of price and level of cover based on your personal needs and circumstances. Building insurance is generally required by the mortgage lender when taking a mortgage and we want to make sure that your property and contents are covered to the right level.
Family income benefit is a term policy that will provide tax-free monthly income for a set period of time should the worst happen. It offers a cost-effective way of arranging the financial cover that can help with lost income, mortgage, or rent. We can help you find the Family Income Benefit Insurance policy that suits your own individual needs.
If you are interested, we can refer you to a specialist.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Hamlet Milton Finance Ltd 816597 is an Appointed Representative of Connect IFA Ltd which is Authorised and Regulated by the Financial Conduct Authority 441505
The FCA does not regulate most Buy to Let mortgages, commercial mortgages, offshore mortgages, and bridging loans.
The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
Your property may be repossessed if you do not keep up repayments on your mortgage There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be a £750 minimum fee or 1%. https://app.box.com/file/290675378633.
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk
“Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
For sales of non-investment insurance products such as life and critical illness insurance, we are remunerated by commission from the insurance provider. Commission will normally be based on a percentage of your premium for a set period of time.”
For a complimentary no obligation quote, please send an e-mail or call us:
contact@hamletmilton.com
0121 270 5568
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone
Copyright @2025. Hamlet Milton. All Rights Reserved..
205 Kings Road, Fairgate House, Birmingham,
Tyseley, United Kingdom, B11 2AA.
Registered in England and Wales No: 11390591